Ms. Joyce Underwood Luffman, age 87 of Oliver Springs, went to be with the Lord on Sunday March 1, 2026, at her home. She was a loving wife and mother.

She was preceded in death by her husband: Terence “Paul” Luffman.

Mother: Nannie May Bedford.

Sister & brother-in-law: Betty & Bill Ed Giles.

Brother & sister-in-law: Bill & Bobbie Underwood.

Sister: Virginia Schurbert.

She is survived by her two daughters & sons-in-law: Becky & Tom Bevins and Teresa & Chuck Phillips.

Several nieces and nephews.

The family would like to thank Covenant Hospice for the wonderful care they provided during her end of life journey.

Joyce will be buried at Roane Memorial Gardens in Rockwood beside her husband Paul in a private ceremony with Chaplin Jack Conrad officiating.

Davis Funeral Home in Harriman is honored to serve the family of Ms. Joyce Underwood Luffman during this time.