CUMBERLAND COUNTY SCHOOLS EXPLORE ON-SITE CLINIC TO CONTROL INSURANCE COSTS
Cumberland County Board of Education members on June 25, 2026, received urgent new information about a potential on-site employee health clinic as part of ongoing efforts to manage rising insurance expenses. The discussion highlighted the board’s strategy to maintain benefits within the $11.8 million budgeted for insurance while adding value through direct health services.
Director of Schools Dr. Farley presented details of a one-year-old 1,640-square-foot modular building (currently a pro shop at Fairfield Glade’s Druid Hills Golf Course) that could be purchased and relocated to Stone Memorial High School for approximately $125,000. The centrally located facility would serve as a clinic for school employees and their families covered under the district’s insurance. It features a check-in area, restrooms, multiple exam rooms, an office, and storage.
On the topic of insurance, the board is planning to continue paying 100% of the premium for the employee themselves (both certified and classified staff). This keeps individual coverage fully covered at no direct cost to the worker. For family coverage (employee + children/spouse), the district would contribute 85% of the premium, with the employee responsible for the remaining 15%.
The clinic is viewed as a way to reduce employee absenteeism (similar to outcomes reported in Warren County), provide convenient care, enable on-site physicals and drug testing (potentially generating savings), and improve overall benefits. Startup costs for the full clinic operation were estimated around $500,000, offset by projected insurance premium savings and the $600,000 buffer in the insurance line (premiums expected near $11.2 million).
Board discussion revealed some caution about moving quickly before fully finalizing insurance plan details with broker Gallagher. Members weighed options like shifting toward a “limited” plan for certain coverage while maintaining strong employee-only benefits, aiming to avoid over-insuring and redirect funds to higher-impact services like the clinic. The building must be moved by July 6, creating timeline pressure.
Gallagher representatives will present additional details at a special-called work session on July 6. The board plans to follow it with a special-called meeting if needed to decide on the building purchase and clinic direction. Director Farley noted the clinic could become operational by January 2027 after bidding and setup processes.
